This interactive roundtable will explore ICHRA from four critical perspectives the employer the employee , Human Resources, and the broker. We will discuss when ICHRA is the right strategic fit for employers and when it is not alongside funding contribution and compliance considerations. From the employee lens we will examine empowerment choice and the reality that one size does not fit all while addressing education and navigation challenges. Finally we will evaluate whether ICHRA creates administrative ease or added complexity for HR teams. Attendees will leave with a well-rounded practical framework to confidently assess and position ICHRA for their clients.