ICHRA is an evolution of the standard HRA. What makes ICHRA unique is that it can reimburse employees tax-free for individual health insurance premiums. This means employers may choose to forgo offering a traditional group health plan to employees. Instead, employees offered and accept an ICHRA, buy their own individual health insurance plan and receive tax-free premium reimbursement for some or all the cost. This plan -type puts employers in the driver’s seat. They design their plan, determine the participants, and establish the limits. 

This three-hour course provides benefits and insurance professionals the training to better advise employers (brokers, CPAs, Attorneys, consultants) and achieve a higher comprehension level of the ICHRA market. Join leading experts Mark Mixer and Annette Bechtold, REBC, ChHC, CIC HRA Council who will provide both a foundational framework and insight as to where ICHRAs are best utilized.

Course instruction will cover: 

• Traditional Uses of HRAs and Reasons for Introduction for ICHRA
• Federal Regulations
• Interaction with Affordable Care Act – Affordability and Funding
• The Individual Market
• Employer Considerations for Viability
• Interaction with ERISA
• Operational Considerations
• Broker Planning, Preparation and Considerations